Rideshare companies, such as Uber and Lyft, continue to become more popular, and people worldwide use these applications daily to get around town. Unfortunately, the popularity of these services has also brought with it a drastic increase in the number of collisions on the roadways.
When it comes to the complexities of determining liability and insurance coverage in the aftermath of a crash, it is not something you want to navigate alone. This is why many choose to seek the help of a skilled lawyer like David Bence, who is qualified to handle cases involving Uber/Lyft/rideshare accidents in Columbus. Having the right legal representation could make all the difference in your case, empowering you with the knowledge and support you need.
Determining Liability
Rideshare companies, such as Lyft and Uber, provide insurance policies to drivers. However, the coverage amounts and eligibility depend on the circumstances of the collision. When the Lyft or Uber driver is logged in but has not accepted a ride, the rideshare insurance company limits coverage to $50,000 per person and $100,000 per collision for injuries.
When the rideshare company driver agrees with a ride or carries a passenger, the company’s insurance policy covers up to $1 million. When the application is not on, the Uber or Lyft driver’s personal auto insurance policy must cover the damages when they are at fault.
Auto Insurance Coverage Requirements
State laws require that rideshare drivers carry liability coverage with a minimum of $50,000 for each person with at least $100,000 per accident for bodily injuries. They must also have $25,000 for property damage. A knowledgeable attorney who knows the complexities of the rules and regulations regarding Columbus Uber/Lyft/rideshare crashes and could help you navigate through the claims process.
Rideshare Driver Legal Requirements
Rideshare companies must ensure drivers meet legal requirements to operate within the state. According to the guidelines under the Official Code of Georgia Annotated § 40-5-39, nobody may lawfully carry passengers for hire without obtaining a driver’s license endorsement and carrying the minimum liability insurance. The statute also requires Uber, Lyft, and all rideshare companies to complete background checks on drivers.
Drivers must be at least 21 and have a clean background with no prior felony convictions or convictions for crimes of moral turpitude within the previous seven years they begin carrying passengers for the company. A lawyer who understands Uber/Lyft/rideshare collisions in Columbus could conduct a thorough investigation to determine compliance with the regulations.
Schedule a Consultation With a Skilled Attorney About Your Columbus Uber/Lyft/Rideshare Accident Today
With the steady increase in rideshare service users, it is no surprise that there has also been a substantial increase in accidents. Thousands of collisions happen each year nationwide, leaving rideshare passengers with injuries and other losses. If you sustained harm while riding in an Uber or Lyft, you can expect them to cover the damages.
Understanding the rules for liability insurance coverage is essential to collecting a settlement after an accident with a rideshare driver or while riding as a passenger. Call Bence Law Firm, LLC, today to schedule a consultation and understand your options for pursuing compensation after an Uber/Lyft/rideshare accident in Columbus.